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Facts About Life Insurance

Purchasing life insurance is one of the most important financial moves you can make. The coverage from this type of policy protects your family from financially worrisome situations if you are not there to provide for their needs. 

What Type of Policy Is Right for You?

One of the most important decisions you need to make is what type of insurance is right for your situation. The biggest factor to consider how long you will need the coverage.

  • With whole life insurance, the individual is covered for their entire lifetime. This type of policy allows you to borrow from it over your life, too. It can even be a part of your estate plan.
  • Term life insurance is in place for a set amount of time. This type of policy is less expensive, but provides your family with financial protection when it is most at risk, such as when you have a mortgage to pay and dependents relying on your income.