Facts About Auto Insurance
- Collision Coverage – This is the basic insurance that covers your vehicle if you sustain damage in an accident, whether caused by you or not.
- Comprehensive Coverage – This covers damage that may happen to your car that is not directly related to a collision. This would include things such as theft, fire, hitting a deer or vandalism. Full glass coverage is typically included in this coverage.
- Liability Coverage – This type of coverage covers the damages to someone else's car or property when you are at fault in a car accident. These situations can leave you vulnerable to lawsuits, so it is important to carry sufficient coverage for this purpose.
- Personal Injury Protection (PIP) – This is often referred to as "no-fault." PIP pays for injuries to the driver or passengers as a result of an accident while you were driving.